Toddy Todd

At the Toddy Todd State Farm office, we proudly serve Henderson, Kentucky. We also assist our Good Neighbors in Owensboro, Bowling Green, Evansville, Newburgh, and surrounding communities.

Our team is dedicated to making insurance simple and approachable. Whether you’re updating coverage, exploring new options, or have questions, we are here to help. We offer a welcoming, pet-friendly environment and proudly serve our community. I am a proud graduate of the University of Kentucky, where I earned degrees in Agriculture Education and Turfgrass Management. I am an active member of local community organizations, including the Lion’s Club. Outside of work, I enjoy golf, skiing, traveling, cooking, and volunteering. My wife, Heidi, and I have four children — Reese, Trey, Gabriel, and Jaxson. We love spending time outdoors with friends and family and are huge University of Kentucky fans. We enjoy working with new customers and assisting those relocating to the area. We hope you’ll consider joining us. Call us today for a free insurance quote, and follow us on social media to learn more about ways to save!

Frequently Asked Questions

Q: How much renters insurance do I actually need?

A: A quick home inventory of your clothing, electronics, appliances, and furniture will give you a clear picture of your total belongings. Most renters are surprised by how quickly it adds up. Toddy Todd in Henderson can help you choose a limit that fits your lifestyle.

Q: Can I change the beneficiaries on my life insurance later?

A: Yes, in most cases you can update your primary and contingent beneficiaries at any time as life circumstances, marriages, or family changes occur. Toddy Todd serves Henderson and can assist with quick, routine account updates.

Q: What should I do if my home suffers severe weather damage?

A: Take reasonable steps to prevent further damage, such as placing a tarp over a leaking roof, and photograph all affected areas before repairs begin. Then call our office right away. Toddy Todd serves Henderson and will help guide your property restoration.

Q: How can I help my new teen driver build safe driving habits?

A: Setting household driving rules, limiting nighttime driving, and enrolling in youth safe-driving programs are all effective ways to encourage responsibility. Toddy Todd serves Henderson and can provide resources and telematics choices for teen drivers.